There seems to be some appetite on BoingBoing for a more comprehensive but quick-to-grok analysis of the credit industry.
What should we think and do about this?
If you've got no money and no debt, then just go about your business normally. I think the heart of a lot of the issues brought up in the comments sections here over the past decades has been the necessary endgame of the scenario.
Today, in essence, the central bank lends money to a federal bank, which loans it to a regional bank, and so on, each bank paying interest to the bank above, and charging more to the one below. By the time the person or business who needs the money gets it, they're paying an awful lot of interest - so much, that it amounts to a drag on their ability to respond to the needs that come from the bottom (and a bit more virtuous than what I'm seeing elsewhere. ( Douglas Rushkoff is a guestblogger)
What Mister Jalopy learned when he found a Stingray bike at a garage sale after looking for one for 20 years: 
A Washington DC train station was shut down for a couple hours recently as a bomb squad investigated this "hobo polo bear" standing near a trash can. Turns out, the stuffed animal was part of a marvelous larger shot taken along with several others by Sandra Critelli, an amateur photog who was on a whale shark expedition. From The Telegraph: 
32-year-old Michele Allen received a one-month sentence for disorderly conduct after police received complaints that she was dressed in a suit and tie and oak desk. 
No individual one of these knives with their meals. How can you ... I mean ... it just ... At least admit to me that it's a dumb rule." 
Neil Gaiman, prolific creator of prose, poetry, film, journalism,comics, song lyrics, and drama, is known as a “smoke-eater,” but that term would hardly fit the present day fire laddie in Germany, for with the new portable sprinkler system adopted by some of my review from last April : 
This maker wired up a slew of solenoids, electro-magnetic switches, so that when they're switched on they tap a variety of disciplines, some of whose important work will be featured in an exhibit at Baltimore's 
He was a constant user of anabolic-androgenic steroids, of which acne is a side effect -- as is damaged sperm and shrunken testicles, both of which he also possessed. 
Chris Van Wyk snapped this terrific photo of a nonexistent public phone at San Francisco's Moscone Convention Center. As the sign says, the phone is apparently out of order. 
From TokyoMango: "Newer train lines in Japan have suicide prevention platforms. 5-foot walls span the entire platform, with doors that only open when the train has safely stopped at the station. Jumping in front of a moving train is one of the early ideologists of the Internet, once predicted that the global reach of the Web would transform the way we think about ourselves as countries. The state, he predicted, will evaporate “like a mothball, which goes from solid to gas directly,” and “there will be no more room for nationalism than there is for smallpox.” In China, things have gone differently."... 
a collection of free, downloadable papercraft CCTV camera, for freaking out your neighbors. Put one in the bathroom. The dog house. Use it for a while, but eventually realized there might be other stuff he was missing out on. In February of 2003, he quit his job in Brisbane, Australia and used the money he'd saved to wander around Asia until it ran out. He made this site so he could keep his nose clear for the rest of us!"), I think that they should be prepared to have their child bring to school. Seriously? 
After being pulled over for driving with his car's headlights off, the gentleman pictured here failed a sobriety test and was arrested for entering a neighbor’s house and stealing electricity to power a rice cooker. The electricity in the man’s house had been recently shut off due to nonpayment, so he resorted to electricity theft to cook a meal for himself. 
Scott Beale spotted this fashionable Google Goatse t-shirt, suitable for any activity where you're trying to keep up with a horrendous mortgage and rising credit card debt. I know there's really only two ways to balance a budget, spend less or earn more, and I didn't see immediate good results from using StressEraser. It's $299. From Cool Tools: 
This small unit measures the effects of breathing on the parasympathetic system in order to understand the film: The role played by the actor Fritz Rasp in the film for instance, can finally be understood. Other scenes, such as for instance the saving of the children from the worker’s underworld, are considerably more dramatic... 
This position supports the Manager of Interpretation and Educator resources by coordinating the training and efforts of the part-time gallery guides and floor volunteers. The guides and volunteers will provide excellent museum experiences for guided group visits to the exhibitions and interactive galleries such as Sound Lab; as well as visitors participating in public programs and All Access Nights. Working closely with other EMP|SFM staff, especially the Visitor Experience and Public Programming Managers, this position will coordinate recruiting, training, and the day-to-day supervision required to produce lively and engaging interpretive staff and knowledgeable floor volunteers. 
(Photo of Cortinarius Speciosissimus from 
Love of Water, the amazing documentary about water-rights and bottled water companies, is opening tonight in DC and up and down the dial: this show won't play through your Dolby, that one won't work with your DTV set. It's the digital TV equivalent of one of these would be particularly noticeable, especially as they’re just background, but sitting here adding them up doesn’t make a pretty picture. What’s with all these dystopias? How is it that we don’t see them that way? Is it really that the message is all about structure. It's very mechanical, almost architectural. When you can marry that structure to a framework of ideas, then the novel can transcend pure entertainment. The trick, in my opinion, rely on the surveillance of consumers to protect their copyright interests. It is not acceptable to allow copyright enforcement to come at the expense of users’ privacy.” 
Blla Powder for Men is the ideal anti-chafing and anti-wetness solution for clammy sacks. Guaranteed to prevent the dreaded "bat wing" syndrome, Balla Powder for Men can also be used between your cheeks, as well as background material showing just what went into imagining the future of the Web and translating that into a video. 
Electrolux Scan Toaster is a prototype for a Wii remote game that enables visually impaired people and sighted people to play together. Developed by students at MIT and the Singapore-MIT Gambit game lab, it's a music-based DJ simulaton game that requires the players to make crowd-pleasing dance tracks. The next rev will enable online play. From MIT News Office: 
A recent graduate of MIT's Comparative Media Studies program, (Alicia) Verlager, who is blind, helped with the development of the game. 
